Particulars | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
Months | 12 | 12 | 12 | 12 | 12 |
Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| | | | | |
PER SHARE RATIOS | | | | | |
| | | | | |
Basic EPS (Rs.) | 58.38 | 45.79 | 33.66 | 24.01 | 12.28 |
Diluted EPS (Rs.) | 57.33 | 44.89 | 32.98 | 23.67 | 12.08 |
Cash EPS (Rs.) | 60.58 | 47.57 | 35.27 | 24.96 | 13.72 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 335.05 | 283.01 | 240.75 | 208.78 | 175.15 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 339.44 | 287.40 | 245.35 | 213.25 | 179.96 |
Dividend / Share (Rs.) | 10.00 | 8.00 | 5.00 | 2.00 | 0.00 |
Operating Revenue / Share (Rs.) | 203.45 | 156.41 | 124.28 | 114.38 | 115.54 |
Net Profit / Share (Rs.) | 58.22 | 45.67 | 33.58 | 23.41 | 12.25 |
| | | | | |
PER EMPLOYEE RATIOS | | | | | |
| | | | | |
Interest Income / Employee (Rs.) | 10133462.54 | 8623980.58 | 8160551.87 | 8011976.81 | 7531118.58 |
Net Profit / Employee (Rs.) | 2899692.18 | 2518276.98 | 2205083.96 | 1639765.48 | 798519.16 |
Business / Employee (Rs.) | 184189047.56 | 173731170.26 | 181738412.40 | 168734303.89 | 142596981.88 |
| | | | | |
PER BRANCH RATIOS | | | | | |
| | | | | |
Interest Income / Branch (Rs.) | 219057093.36 | 185137861.02 | 159421456.63 | 150243583.36 | 140492705.86 |
Net Profit / Branches (Rs.) | 62683227.66 | 54061857.97 | 43077686.78 | 30749495.06 | 14896341.85 |
Business / Branches (Rs.) | 3981651603.10 | 3729625427.97 | 3550372927.65 | 3164168725.60 | 2660140804.47 |
| | | | | |
KEY PERFORMANCE RATIOS | | | | | |
| | | | | |
Net Profit Margin (%) | 28.61 | 29.20 | 27.02 | 20.46 | 10.60 |
Operating Profit Margin (%) | 42.03 | 38.91 | 35.37 | 27.93 | 15.95 |
Return On Assets (%) | 2.18 | 2.01 | 1.65 | 1.31 | 0.72 |
Return On Equity / Networth (%) | 17.37 | 16.13 | 13.94 | 11.21 | 6.99 |
Net Interest Margin (X) | 3.97 | 3.92 | 3.36 | 3.16 | 3.02 |
Cost To Income (%) | 40.23 | 40.10 | 40.51 | 37.20 | 43.47 |
Interest Income / Total Assets (%) | 7.63 | 6.89 | 6.12 | 6.43 | 6.80 |
Non-Interest Income / Total Assets (%) | 1.22 | 1.25 | 1.31 | 1.54 | 1.49 |
Operating Profit / Total Assets (%) | 0.95 | 0.76 | 0.34 | -0.22 | -0.77 |
Operating Expenses / Total Assets (%) | 2.09 | 2.07 | 1.89 | 1.75 | 1.96 |
Interest Expenses / Total Assets (%) | 3.66 | 2.97 | 2.75 | 3.26 | 3.78 |
| | | | | |
VALUATION RATIOS | | | | | |
| | | | | |
Enterprise Value (Rs.Cr.) | 2217739.57 | 1844265.53 | 1619193.56 | 1380175.57 | 1108657.40 |
EV Per Net Sales (X) | 15.52 | 16.88 | 18.75 | 17.44 | 14.82 |
Price To Book Value (X) | 3.27 | 3.10 | 3.03 | 2.78 | 1.85 |
Price To Sales (X) | 5.39 | 5.61 | 5.88 | 5.08 | 2.81 |
Retention Ratios (%) | 86.30 | 89.09 | 94.06 | 100.00 | 100.00 |
Earnings Yield (X) | 0.05 | 0.05 | 0.04 | 0.04 | 0.03 |