Particulars | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
Months | 12 | 12 | 12 | 12 | 12 |
Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| | | | | |
PER SHARE RATIOS | | | | | |
| | | | | |
Basic EPS (Rs.) | 80.67 | 31.17 | 42.48 | 22.15 | 5.99 |
Diluted EPS (Rs.) | 80.10 | 31.02 | 42.35 | 22.09 | 5.97 |
Cash EPS (Rs.) | 84.87 | 73.69 | 45.72 | 24.60 | 8.51 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 489.42 | 407.61 | 375.19 | 331.63 | 301.05 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 489.42 | 407.61 | 375.19 | 331.63 | 301.05 |
Dividend / Share (Rs.) | 1.00 | 1.00 | 1.00 | 0.00 | 0.00 |
Operating Revenue / Share (Rs.) | 354.34 | 276.79 | 219.49 | 207.74 | 221.98 |
Net Profit / Share (Rs.) | 80.55 | 31.13 | 42.43 | 21.50 | 5.77 |
| | | | | |
PER EMPLOYEE RATIOS | | | | | |
| | | | | |
Interest Income / Employee (Rs.) | 10482750.52 | 9267205.55 | 7851404.72 | 8127663.04 | 8448227.33 |
Net Profit / Employee (Rs.) | 2382915.42 | 1042425.13 | 1517855.67 | 841368.03 | 219478.74 |
Business / Employee (Rs.) | 194926750.79 | 195025795.06 | 178222555.05 | 169975387.64 | 163410991.87 |
| | | | | |
PER BRANCH RATIOS | | | | | |
| | | | | |
Interest Income / Branch (Rs.) | 191706630.50 | 173449624.44 | 141607460.28 | 138540032.65 | 138328527.83 |
Net Profit / Branches (Rs.) | 43578322.87 | 19510546.84 | 27375952.92 | 14341533.74 | 3593673.59 |
Business / Branches (Rs.) | 3564784883.96 | 3650199697.35 | 3214411215.22 | 2897314471.05 | 2675638457.82 |
| | | | | |
KEY PERFORMANCE RATIOS | | | | | |
| | | | | |
Net Profit Margin (%) | 22.73 | 11.24 | 19.33 | 10.35 | 2.59 |
Operating Profit Margin (%) | 34.36 | 16.11 | 26.93 | 14.94 | 3.99 |
Return On Assets (%) | 1.68 | 0.72 | 1.10 | 0.66 | 0.17 |
Return On Equity / Networth (%) | 16.45 | 7.63 | 11.30 | 6.48 | 1.91 |
Net Interest Margin (X) | 3.37 | 3.26 | 2.81 | 2.93 | 2.75 |
Cost To Income (%) | 48.67 | 66.70 | 48.83 | 41.68 | 42.47 |
Interest Income / Total Assets (%) | 7.40 | 6.46 | 5.73 | 6.38 | 6.84 |
Non-Interest Income / Total Assets (%) | 1.51 | 1.25 | 1.29 | 1.48 | 1.69 |
Operating Profit / Total Assets (%) | 0.16 | -0.52 | -0.18 | -0.82 | -1.51 |
Operating Expenses / Total Assets (%) | 2.38 | 3.01 | 2.00 | 1.84 | 1.89 |
Interest Expenses / Total Assets (%) | 4.02 | 3.20 | 2.91 | 3.45 | 4.08 |
| | | | | |
VALUATION RATIOS | | | | | |
| | | | | |
Enterprise Value (Rs.Cr.) | 1502940.84 | 1331259.85 | 1146320.64 | 1012067.14 | 810126.08 |
EV Per Net Sales (X) | 13.74 | 15.63 | 17.01 | 15.90 | 12.93 |
Price To Book Value (X) | 2.14 | 2.11 | 2.03 | 2.10 | 1.26 |
Price To Sales (X) | 2.96 | 3.10 | 3.47 | 3.36 | 1.71 |
Retention Ratios (%) | 98.76 | 96.79 | 100.00 | 100.00 | 100.00 |
Earnings Yield (X) | 0.07 | 0.03 | 0.05 | 0.03 | 0.01 |