Particulars | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
Months | 12 | 12 | 12 | 12 | 12 |
Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| | | | | |
PER SHARE RATIOS | | | | | |
| | | | | |
Basic EPS (Rs.) | 68.44 | 56.29 | 35.49 | 22.87 | 16.23 |
Diluted EPS (Rs.) | 68.44 | 56.29 | 35.49 | 22.87 | 16.23 |
Cash EPS (Rs.) | 72.19 | 59.98 | 39.13 | 26.59 | 19.94 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 391.83 | 335.98 | 287.64 | 258.05 | 233.34 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 422.70 | 367.08 | 313.84 | 284.47 | 259.96 |
Dividend / Share (Rs.) | 13.70 | 11.30 | 7.10 | 4.00 | 0.00 |
Operating Revenue / Share (Rs.) | 465.15 | 372.12 | 308.65 | 297.10 | 288.33 |
Net Profit / Share (Rs.) | 68.44 | 56.29 | 35.49 | 22.87 | 16.23 |
| | | | | |
PER EMPLOYEE RATIOS | | | | | |
| | | | | |
Interest Income / Employee (Rs.) | 17870762.11 | 14080635.81 | 11277678.21 | 10793750.26 | 10315720.80 |
Net Profit / Employee (Rs.) | 2629258.37 | 2129775.27 | 1296867.16 | 830869.25 | 580806.85 |
Business / Employee (Rs.) | 371080329.55 | 323204939.97 | 277809650.59 | 249571543.11 | 223169169.33 |
| | | | | |
PER BRANCH RATIOS | | | | | |
| | | | | |
Interest Income / Branch (Rs.) | 184158750.55 | 148227208.30 | 123712067.91 | 119335088.80 | 116220402.06 |
Net Profit / Branches (Rs.) | 27094587.97 | 22420197.99 | 14226165.68 | 9186043.21 | 6543566.51 |
Business / Branches (Rs.) | 3823994154.60 | 3402386553.49 | 3047471802.57 | 2759248782.89 | 2514299397.05 |
| | | | | |
KEY PERFORMANCE RATIOS | | | | | |
| | | | | |
Net Profit Margin (%) | 14.71 | 15.12 | 11.49 | 7.69 | 5.63 |
Operating Profit Margin (%) | 28.86 | 27.68 | 19.64 | 13.23 | 10.10 |
Return On Assets (%) | 0.98 | 0.91 | 0.63 | 0.45 | 0.36 |
Return On Equity / Networth (%) | 17.46 | 16.75 | 12.33 | 8.86 | 6.95 |
Net Interest Margin (X) | 2.58 | 2.62 | 2.42 | 2.44 | 2.48 |
Cost To Income (%) | 59.01 | 53.86 | 57.91 | 53.59 | 52.45 |
Interest Income / Total Assets (%) | 6.71 | 6.01 | 5.52 | 5.84 | 6.51 |
Non-Interest Income / Total Assets (%) | 0.83 | 0.66 | 0.81 | 0.95 | 1.14 |
Operating Profit / Total Assets (%) | 0.15 | 0.24 | -0.17 | -0.50 | -0.77 |
Operating Expenses / Total Assets (%) | 2.02 | 1.77 | 1.87 | 1.82 | 1.90 |
Interest Expenses / Total Assets (%) | 4.13 | 3.39 | 3.10 | 3.40 | 4.02 |
| | | | | |
VALUATION RATIOS | | | | | |
| | | | | |
Enterprise Value (Rs.Cr.) | 5960162.28 | 5137207.29 | 4660058.65 | 4210541.48 | 3565310.84 |
EV Per Net Sales (X) | 14.36 | 15.47 | 16.92 | 15.88 | 13.86 |
Price To Book Value (X) | 1.92 | 1.56 | 1.72 | 1.41 | 0.84 |
Price To Sales (X) | 1.62 | 1.41 | 1.60 | 1.23 | 0.68 |
Retention Ratios (%) | 79.98 | 79.92 | 79.99 | 82.50 | 100.00 |
Earnings Yield (X) | 0.09 | 0.10 | 0.07 | 0.06 | 0.08 |